Founded in 2015 by industry veterans, Totum Risk is the preeminent FinTech company that brings a holistic understanding of risk to transform wealth management. Having worked with the largest pension, endowment and sovereign wealth funds in the world, we observed that the best institutional investors all have a detailed understanding of risk. We investigated why don’t individual investors do the same, only to find that risk tolerance tools that think about personal risk exposures simply didn't exist. So, we built Totum.
With traditional risk surveys and robo advisors, investors often complete a crude or hypothetical risk preference questionnaire, and thus are often placed into a generic portfolio that is not suitable. However, as Totum quantifies Risk Capacity using the multifaceted Human Capital Factors and financial goals that are unique to each household, financial advisors and their clients can have a clear understanding of their true risk needs and are empowered to make informed decisions.
Co-founder and Managing Partner
Prior Life: Causeway Capital Co-Founder
Human Capital: skier, proud father of three
Prior Life: FinTech, Schwab, Morningstar
Human Capital: athlete, father, builder of businesses
Prior Life: ICE, Government Cybersecurity, Big Data, IOT
Human Capital: Totum Partner