When it comes to risk tolerance, it’s time to look at FACTS over FEELINGS

Traditional risk tolerance tools look at how much risk an investor wants to take based on their feelings about investment risk.

TOTUM RISK IS DIFFERENT

Totum Risk calculates 3 risk scores…

  1. How much risk the investor should take given their current life situation (risk capacity)
  2. How much risk the investor wants to take (risk preference)
  3. The risk score of the investor’s current or target portfolio

All presented on a single, easy to read line graph

We’ve Got You Covered

Multi-Scoring Process

  • Risk Capacity Score is based on the investor’s current life situation. This is their ideal risk score
  • Risk Preference Score is the investor’s psychological preference for risk and changes frequently. This is where the client wants to be at the time they completed the risk questionnaire
  • Portfolio Risk Score is where the investor is today

Compliant, Safe Advice

  • FINRA reviewed Investment Policy Statement
  • Automatic archiving of risk questionnaires and scores
  • 70 pages of quantitative risk models ensure accurate scoring

Proposals for your Meetings

  • White label and custom reporting
  • Investment Policy Statements
  • Analytics, stress test, historical return comparisons, Monte Carlo Simulation, and more
  • Compare your models to your client’s or prospect’s portfolio

Questionnaire Demo Video

65% of your clients are taking risk questionnaires from their mobile devices

With only 11 questions, Totum Risk’s mobile-friendly questionnaire is faster and easier for your clients on the go.
The combination of proprietary, PhD designed quant models and machine learning makes Totum’s questionnaire not just the easiest to complete, but also the most accurate.

 

*when paid annually

Partner Integrations

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Success Stories

One of the most persistent challenges for advisors is to get an accurate gauge of a client’s risk tolerance. With a fresh approach to risk analysis, Totum is a promising new addition to the advisor tool kit.

Joel Bruckenstein

Technology Tools for Today

My recent book confronted recency bias and risk homeostasis, dual impediments to proper long-term investing. Totum’s dynamic assessment tool is a natural conversation starter to uncover the short-term thinking that leads to unrealistic assumptions about risk.

Author,  History Lessons for the Modern Investor

Patrick Huey,CFP®, CAP®

Owner, Victory Independent Planning, LLC

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