Totum

When it comes to risk tolerance questionnaires, it’s time to look at

facts over feelings

WHAT MAKES TOTUM DIFFERENT?

Totum helps advisors with compliance, prospecting, and client retention by calculating and comparing 3 risk scores- risk capacity, risk preference, and portfolio risk, all with a short, user-friendly questionnaire

Totum Risk Bar
1

RISK CAPACITY​

How much risk the investor can or can not take given their current life situation – ability to take risk.

2

RISK PREFERENCE

How much risk the investor is willing to take.

3

PORTFOLIO RISK

The portfolio risk score should fall between the risk preference and risk capacity scores.

A CLIENT FRIENDLY EXPERIENCE

With nine short questions, your client will complete the survey in less than a minute.

Totum risk bar

MOST SUITABLE QUESTIONNAIRE

Our multi-dimensional questionnaire was designed to assist with compliance.

Partner integrations

Daily updated account data helps advisors quickly run reports for their client meetings. 

As seen in

SUCCESS STORIES

Here’s what our clients have to say about Totum.

Joel Bruckenstein

TECHNOLOGY TOOLS FOR TODAY

One of the most persistent challenges for advisors is to get an accurate gauge of a client’s risk tolerance. With a fresh approach to risk analysis, Totum is a promising addition to the advisor tool kit.

Ben Reppond

Founder, Reppond Investments

I have picked up several clients directly attributable to the Totum platform. The feature that resonates with prospective clients is the chart simulation of their current portfolio vs. the one I am proposing. Potential risk vs. return can be easily viewed in a comparative format. Love working with Totum.

Patrick Huey,CFP®, CAP®

Owner, Victory Independent Planning, LLC

My recent book confronted recency bias and risk homeostasis, dual impediments to proper long-term investing. Totum’s dynamic assessment tool is a natural conversation starter to uncover the short-term thinking that leads to unrealistic assumptions about risk.

Julie Skye

Chief Compliance Officer, Sustainable Advisors Alliance

Our firm has been vetting risk tolerance questionnaires and technologies for some time. For me, it was important to not just have the ability to score risk, but also seamlessly connect our client holdings into the risk tolerance process. My clients are value-based with heavy exposure to ESG. I enjoy the ability to customize the Totum questionnaire and add model portfolios that I think will be suitable and finally, generate an Investment Policy Statement in a few quick steps.

Our clients like the experience of completing the Totum Questionnaire, and it is especially effective when we do it together. It is also easy to update their profile in Totum as life events change…like retirement…or a desire to reduce volatility. For my practice, nothing has been as intuitive, as customizable, and effective as Totum.